How it Works?

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1. Assess

We take the time to listen to your specific medical needs.

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2. Search

We search the market for a plan that fits.

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3. Cover

You, your family, or your employees have access to swift and professional medical treatment.

How group income protection insurance works

Group income protection, or executive income protection insurance, with our team works in 3 main steps:

  • Assess – We listen to the specific needs of your and/or your employees. 
  • Search – We’ll search a wide range of insurers for the perfect solution for your needs. 
  • Cover – Once covered the business and employees will have peace of mind knowing their finances are secure. 

For income protection the family is not covered, but have the peace of mind of knowing that the bills will be paid!

You can read our dedicated blog for more information on exactly what we do for our valued customers.

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What does group income protection insurance cover?

Income protection provides a fixed monthly income like you receive your salary every month, but this is paid when you are unable to work due to ill health.

The difference between this and critical illness cover is that income protection is designed to pay out a monthly amount similar to your salary. You don’t have to have a specific illness, the claim can commence as long as you are signed off work by a doctor.

We Find Income Protection to Suit You

We make finding Income Protection as easy as possible. We’ll listen to your specific medical needs and find insurance to fit you. You’ll know exactly what is and isn’t covered.

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9,000,000 people across the UK have no savings and another 5,000,000 have less than £100. Money and Pension Service- Nov 2022

Who does group income protection insurance work for?

Any employer should consider income protection insurance. It’s possible for anybody to suffer from illness or accident which may threaten their financial security, and we feel that everybody deserves to have a safety net. 

Offering a group income protection insurance policy will also help you to attract new employees as well as retain the ones you already have.

 

 

 

 

 

 

The benefits of group income protection insurance

Group income protection insurance comes with a number of benefits both for employers and for employees: 

  • Financial security – Employees can fall back on this insurance in the case of illness or accident, preventing financial struggles. 
  • Peace of mind – Knowing you can fall back on an insurance plan reduces stress massively, whether or not you are ill. 
  • Rehabilitation support – Many plans include access to services such as physiotherapy, mental health support, and other forms of rehabilitation. We also offer an employee mental health service.

Contact Us to Discuss Group Income Protection Insurance

 

Income protection insurance for business owners

For business owners, income protection is beneficial because it improves perception of your organisation with current and potential employees. It shows your workforce that you care about them and their wellbeing/financial security. 

On top of this, certain insurance plans can help cover sick pay, be it a portion of it or the sick pay in its entirety. Offering sick pay can increase the reputation of a company and helps to increase staff retention and satisfaction. 

Income protection insurance for employees

For employees, income protection insurance focuses on covering your financial interests if you become sick or otherwise unable to work.

Talk to us about your options if you think this insurance type could be beneficial for you and those in your workplace, and we can help to facilitate this.

Speak To Us About Group Income Protection Insurance

Why Choose Us?

dragonfly crowd Peace of mind
dragonfly crowd Full transparency
dragonfly crowd Family-run
dragonfly crowd Tailored plans
dragonfly crowd No call centre
dragonfly crowd Cover for pre-exisitng medical conditions

Only ever rated

Excellent

We spoke to Clive & Alison about our business needs for medical insurance and have gone on to arrange life insurance & income protection. Everything has been explained and a fantastic deal arranged. Honest…realistic, experienced company that we would 100% recommend to anyone thinking about private medical insurance. 5***** service

T Fizpatrick

Mark was friendly, professional and hugely knowledgeable. He presented me with a number of options at renewal to reduce my cost and increase my cover. He recommended a choice that he felt offered… the best value. I was happy to accept. He also recommended my wife stay with her existing insurer because of her current circumstances. I feel it is rare to get the feeling that someone puts your interests above their own. Mark did that.

Chris B

Speak to an expert about income protection for your staff.

Speak to an expert!

Get started with income protection cover.

Get Started

Frequently Asked Questions

Currently Insured? Can I get cover even though I have pre-existing medical conditions?

Please speak to us, we really need to discuss this area as it is so important to give the right advice.

Can I insure my employees?

Certainly, This highly regarded employee benefit provides peace of mind that they can receive prompt diagnosis and access to treatment quickly.

I am already insured so can I move?

This is where we come into our own. We deal with the major providers in the market and can help find more cost-effective insurance for you.

Why insure more employees?

Not all businesses can afford to provide sick pay, especially for a lengthy period of time. Income protection provides peace of mind for your employees should they be unable to work.