Cash Plans
Can I get cash plan cover even though I have pre-existing medical conditions?

Yes, Cash Plans, depending on the provider, do not exclude pre-existing conditions so, you can claim immediately.

Will Cash Plans cover my employees?

Cash Plan benefits are one of the most highly valued employee benefits available.

We can even cover dependent children free of charge and the employee can pay for their partner to join too.

I am already insured, can I move?

Absolutely. Speak to us and let us compare plans for you and make sure you are paying the best price for those benefits.

What if I already have cover in place?

We can still help! We will find a more cost-effective plan for you while maintaining or even IMPROVING the benefits you currently have in place.

Why provide Cash Plans to my employees?

Your most important asset is your people. This is a low-cost benefit with high employee desirability and engagement. Along with Dental, Optical and Therapies cover it will include online GP services and support helplines. Improve absenteeism, Presenteeism, Recruitment and Employee retention for around £5 per month per employee.

Mental Health Insurance
I am already insured so can I move?

This is where we come into our own. We deal with the major providers in the market and can help find more cost-effective insurance for you.

Can I get cover even though I have pre-existing medical conditions?

Yes, even if there are ongoing Mental Health issues. You are able to use the services immediately.

Can I insure my employees?

Certainly, you can even cover employee Partners and Children at no extra cost.

How much does Mental Health Insurance cost?

Policy premiums vary by how many people are to be covered and the level of cover chosen. We can provide a high level of cover for up to 33 employees for just £500 + VAT per year.

Why insure my employees?

The productivity of your employees can be hugely affected by the stresses of life. Whether that is mental health issues, bereavement, drug/alcohol abuse, gambling addiction or financial problems, there should be something in place for them. With such a low cost, it makes sense to provide a safe and anonymous pathway for your employees to seek help.

Business Insurance
Currently Insured? Can I get cover even though I have pre-existing medical conditions?

Please speak to us, we really need to discuss this area as it is so important to give the right advice.

Can I insure my employees?

Certainly, This highly regarded employee benefit provides peace of mind that they can receive prompt diagnosis and access to treatment quickly.

I am already insured so can I move?

This is where we come into our own. We deal with the major providers in the market and can help find more cost-effective insurance for you.

What if I already have cover in place?

We can still help! We will find a more cost-effective plan for you while maintaining or even IMPROVING the benefits you currently have in place.

Do I get to choose who/where I am treated?

Yes, flexibility is key here and most insurers offer a similar panel of hospitals.

Do the policies you advise on cover everything?

No, most insurers will exclude certain areas like drug and alcohol abuse, treatment for Chronic Long Term Treatment, self-inflicted injuries, routine pregnancy, prescription charges, cosmetic treatment etc.

How much do you charge for your services?

Nothing, our advice and services are free! We are paid a commission from the insurer which does not affect your insurance premium in any way.

How much does private health insurance cost?

Premiums are dictated by many factors such as age, address and benefit levels. Please call to discuss.

What if I can’t physically get to my GP?

Most Insurers now provide online GP services who can diagnose, refer or even provide prescriptions by way of telephone or virtual appointments. As you would expect, a face-to-face physical examination is sometimes required.

Personal Insurance
Currently Insured? Can I get cover even though I have pre-existing medical conditions?

Please speak to us, we really need to discuss this area as it is so important to give the right advice.

I am already insured so can I move?

This is where we come into our own. We deal with the major providers in the market and can help find more cost-effective insurance for you.

Do I get to choose who/where I am treated?

Yes, flexibility is key here and most insurers offer a similar panel of hospitals.

Do the policies you advise on cover everything?

No, most insurers will exclude certain areas like drug and alcohol abuse, treatment for Chronic Long Term Treatment, self-inflicted injuries, routine pregnancy, prescription charges, cosmetic treatment etc.

How much do you charge for your services?

Nothing, our advice and services are free! We are paid a commission from the insurer which does not affect your insurance premium in any way.

How much does private health insurance cost?

Premiums are dictated by many factors such as age, address and benefit levels. Please call to discuss.

What if I can’t physically get to my GP?

Most Insurers now provide online GP services who can diagnose, refer or even provide prescriptions by way of telephone or virtual appointments. As you would expect, a face-to-face physical examination is sometimes required.

Income Protection
Currently Insured? Can I get cover even though I have pre-existing medical conditions?

Please speak to us, we really need to discuss this area as it is so important to give the right advice.

Can I insure my employees?

Certainly, This highly regarded employee benefit provides peace of mind that they can receive prompt diagnosis and access to treatment quickly.

I am already insured so can I move?

This is where we come into our own. We deal with the major providers in the market and can help find more cost-effective insurance for you.

Why insure more employees?

Not all businesses can afford to provide sick pay, especially for a lengthy period of time. Income protection provides peace of mind for your employees should they be unable to work.

Dental
Can I get cover even though I have pre-existing medical conditions?

Yes. Need a filling or root canal treatment? You can join Dental plans and have these covered even if they are pre-existing.

Can I insure my employees?

Certainly, This highly regarded employee benefit provides peace of mind that they can receive prompt diagnosis and access to treatment quickly.

Do I get to choose who/where I am treated?

Indeed you can. You may choose any authorised dentist, have the treatment, and send the bill to the insurer. Simple.

How much does Dental Health Insurance cost?

Premiums vary by Levels of cover but, can start at around £5 pm. The only criteria is that it is through the company with a minimum of two employees

I am already insured so can I move?

This is where we come into our own. We deal with the major providers in the market and can help find more cost-effective insurance for you.

What if I already have cover in place?

We can still help! We will find a more cost-effective plan for you while maintaining or even IMPROVING the benefits you currently have in place.

Why insure my employees?

Dental Insurance is a highly valued benefit. Everyone should see the Dentist twice a year for checkups and hygienist visits. It is becoming increasingly difficult to get a dental appointment and this is the perfect answer to overcome the issue.

Private Medical
Currently Insured? Can I get cover even though I have pre-existing medical conditions?

Please speak to us, we really need to discuss this area as it is so important to give the right advice.

Can I insure my employees?

Certainly, This highly regarded employee benefit provides peace of mind that they can receive prompt diagnosis and access to treatment quickly.

I am already insured so can I move?

This is where we come into our own. We deal with the major providers in the market and can help find more cost-effective insurance for you.

What if I already have cover in place?

We can still help! We will find a more cost-effective plan for you while maintaining or even IMPROVING the benefits you currently have in place.

Do I get to choose who/where I am treated?

Yes, flexibility is key here and most insurers offer a similar panel of hospitals.

How much does private health insurance cost?

Premiums are dictated by many factors such as age, address and benefit levels. Please call to discuss.

Why insure my employees?

Insure your most valuable and important asset, your employees. Private Healthcare is the second most covered benefit by employees and reduces presenteeism and absenteeism.

Why should I buy Private Medical Insurance?

There is no question that the NHS provides a wonderful service, however, it is often unable to offer some services as quickly as you may like. Equally, some treatments and drugs are also unavailable via the NHS. This is where PMI becomes invaluable by providing prompt treatment and access to the very latest drugs and procedures.

Life Insurance
I am already insured so can I move?

This is where we come into our own. We deal with the major providers in the market and can help find more cost-effective insurance for you.

Why insure my employees?

Life Insurance is a highly valued benefit for your employees. Most of your competitors may not provide Life Insurance, thus helping with your staff recruitment and retention.

Can I insure my employees?

Yes, a much more cost-effective way of obtaining life insurance which benefits your employees.

Critical Illness Insurance
Can I get cover even though I have pre-existing medical conditions?

The answer is not a simple one. Speak to us for clarification on this point as we want to make sure we advise you correctly.

Can I insure my employees?

Certainly, provides peace of mind should a critical illness strike.

I am already insured so can I move?

This is where we come into our own. We deal with the major providers in the market and can help find more cost-effective insurance for you.

What if I already have cover in place?

We can still help! We will find a more cost-effective plan for you while maintaining or even IMPROVING the benefits you currently have in place.

Why insure my employees?

Insure your most important asset, your employees. Critical illness provides peace of mind should illness strike but, it also helps to get those employees back to work as soon as possible.