How it Works?

laptop-graphic
1. Assess

We take the time to listen to your specific medical needs.

speech-bubbles-icon
2. Search

We search the market for a plan that fits.

tablet-icon
3. Cover

You, your family, or your employees have access to swift and professional medical treatment.

How Private Medical Insurance works

Private Medical Insurance covers you and your employees with quick access to private healthcare in the event that they develop illness or require medical treatment. This means they’ll have access to high quality healthcare with reduced waiting times. 

Plans can be chosen with varying levels of cover, and often offer optional extras. This might include more thorough cover for higher level employees, and can be chosen based on budget and the number of employees being covered.

 

How does Private Medical Insurance cover your employees?

Private Medical Insurance covers your employees by offering quick and easy access to private healthcare in a flexible way, offering treatment at a time and a place to suit you:

  • Diagnostic tests, such as MRI and CT scans 
  • Surgery
  • Specialist consultations
  • Hospital accommodation and nursing care
  • Cancer treatment and drugs

Insurance plans can vary based on budget and requirements, so different plans will cover different things. At Dragonfly Crowd, we can search a wide panel of insurers and tailor a policy that fits your needs perfectly. Get in touch to find out more!

Contact Us to Talk About Private Medical Insurance

Private Medical Insurance is vital for protecting your business and your employees. With an estimated 185.6 million working days lost to illness in the UK (2021 ONS), can you afford not to look after your employees?

Is private medical insurance right for my business?

Private Medical Insurance is vital for protecting your business and your employees. With an estimated 148.9 million working days lost to illness in the UK, can you afford not to look after your employees?

Private health insurance benefits your business by helping to retain and attract top talent and boosting productivity and morale. This gives you, and your employees, peace of mind as well as a boost in output. 

We also offer services for critical illness insurance and group life insurance.

What affects the cost of health insurance?

Factors which influence the cost of business health insurance include:

  • Number of employees – Larger groups of employees may cost less per employee.
  • Average age – Younger people are often cheaper to insure thanks to fewer healthcare needs. 
  • Cover level – Plans which are more comprehensive, covering a wider range of conditions or having limits on certain areas of cover can greatly influence premiums. 
  • Location – Where you are based has an impact on premiums due to varying population health and healthcare provider costs.
  • Business/work type – If your business involves work which is higher risk and more likely to result in illness or injury, some insurances are likely to be more expensive.


Additional benefits – It is possible to add on a range of benefits such as cash towards Optical or Dental care, or even Worldwide business travel insurance.

We Find Private Medical Insurance to Suit You

We make finding Private Medical Insurance in Manchester and nationally as easy as possible. We’ll listen to your specific medical needs and find the right cover for you. Rest assured, you’ll know exactly what is and isn’t covered.

What it covers

Private Medical Insurance (PMI) is flexible and provides prompt access to facilities and treatment at a time and place to suit you.

  • Diagnostic tests, such as MRI and CT scans
  • Surgery
  • Specialist Consultations
  • Hospital accommodation and nursing care
  • Cancer Treatment and Drugs

Group private health insurance vs individual policies

In most cases, group business health insurance is more beneficial than individual policies thanks to its ability to cover multiple employees under one plan. Individual policies can be useful if certain employees have very specific needs, which might be unique, but on the whole we’d recommend a group policy if you plan on covering multiple employees at a similar level. 

Choosing a group insurance plan is likely to save you money on insurance, and reduce absenteeism, increasing team morale and potential revenue!

For more information, or for our team to help you find the right plan, contact us today.

Find Out More About Business Medical Insurance

Why Choose Us?

dragonfly crowd Peace of mind
dragonfly crowd Full transparency
dragonfly crowd Family-run
dragonfly crowd Tailored plans
dragonfly crowd No call centre
dragonfly crowd Continuous underwriting

Only ever rated

Excellent

We spoke to Clive & Alison about our business needs for medical insurance and have gone on to arrange life insurance & income protection. Everything has been explained and a fantastic deal arranged. Honest…realistic, experienced company that we would 100% recommend to anyone thinking about private medical insurance. 5***** service

T Fizpatrick

Mark was friendly, professional and hugely knowledgeable. He presented me with a number of options at renewal to reduce my cost and increase my cover. He recommended a choice that he felt offered… the best value. I was happy to accept. He also recommended my wife stay with her existing insurer because of her current circumstances. I feel it is rare to get the feeling that someone puts your interests above their own. Mark did that.

Chris B

Speak to an expert about private medical insurance.

Frequently Asked Questions

Currently Insured? Can I get cover even though I have pre-existing medical conditions?

Please speak to us, we really need to discuss this area as it is so important to give the right advice.

I am already insured so can I move?

This is where we come into our own. We deal with the major providers in the market and can help find more cost-effective insurance for you.

Can I insure my employees?

Certainly, This highly regarded employee benefit provides peace of mind that they can receive prompt diagnosis and access to treatment quickly.

Do I get to choose who/where I am treated?

Yes, flexibility is key here and most insurers offer a similar panel of hospitals.

How much does private health insurance cost?

Premiums are dictated by many factors such as age, address and benefit levels. Please call to discuss.

What if I already have cover in place?

We can still help! We will find a more cost-effective plan for you while maintaining or even IMPROVING the benefits you currently have in place.

Why insure my employees?

Insure your most valuable and important asset, your employees. Private Healthcare is the second most covered benefit by employees and reduces presenteeism and absenteeism.

Why should I buy Private Medical Insurance?

There is no question that the NHS provides a wonderful service, however, it is often unable to offer some services as quickly as you may like. Equally, some treatments and drugs are also unavailable via the NHS. This is where PMI becomes invaluable by providing prompt treatment and access to the very latest drugs and procedures.