Specialist health insurance for sports clubs and athletes
Sports clubs in every discipline play a vital role in empowering athletes to recover as fast as possible. Yet NHS waiting lists consistently exceed seven million, meaning many professional and semi-professional sportspeople face significant hurdles in returning to action.
Specialist sports insurance through your intermediary at Dragonfly Crowd tackles this reality through a dedicated health insurance plan delivered through Bupa. Not only do your athletes avoid excessive wait times, but they also receive the benefits of private care without high out-of-pocket costs.
Contact the Dragonfly Crowd team to learn more about the advantages of adopting a policy designed around your needs.
Who is sports health insurance designed for?
It’s a story many athletes and sports clubs learn only when reviewing their policy coverage; many generic policies don’t actually cover professional and semi-professional athletes. Private health insurers will often exclude sports-related injuries to minimise risk and drive premiums down.
Whilst they may cover acute injuries from recreational sport, they’ll usually exclude any injuries resulting from professional, or even organised, sport. Some high-risk sports may even be excluded entirely.
That’s where dedicated sports health insurance comes in. These policies are explicitly aimed at those who are already bona fide professionals or those within the semi-professional ranks.
Whether you’re an aspiring athlete, a professional or you’re competing in a high-risk sport like skiing, rugby or boxing, this is the coverage for you.
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What does sport insurance cover?
Any club or team knows the risks that come with an athlete pushing their bodies to the absolute limit. Sports insurance coverage is not just for the usual risks of playing competitive sport, but also the freak accidents that can crop up at any time.
As part of a comprehensive insurance policy, you’re getting:
- Access to private hospitals for rapid diagnosis.
- World-class treatment without the NHS waiting times.
- Physiotherapy and rehabilitation for faster returns and better recovery outcomes.
- Surgery and inpatient care.
- Mental health support.
- Diagnostics, including X-rays and MRI, CT & PET scans.
Every athlete knows that the key to rapid recovery is early diagnosis and treatment, alongside tailored rehabilitation delivered by sports medicine specialists. That’s why sports insurance is a key investment in your athletic journey.
Types of injuries covered by your policy
Get the peace of mind you need that your athletes and sports club are protected with the right support when it matters. Examples of sporting injuries covered by your policy include:
- Fractures
- Dislocations
- Ligament tears
- Tendon tears
- Concussion
- Muscle sprains
- Joint injuries
- Soft tissue damage
- Catastrophic injuries (including those leading to limb loss and paralysis)
- Death
For a complete list of what sports insurance delivered through Dragonfly Crowd provides, contact us for a full breakdown of this exclusive Bupa health insurance policy.
The types of sport covered under specialist health insurance
Does specialist health insurance cover your sport at semi-professional and elite levels?
Here’s a breakdown of the different categories you can take out a policy for to do what’s best for your athletes:
- Individual Sports – Tennis, golf, martial arts, boxing, gymnastics and athletics.
- Team Sports – Football, rugby, cricket, basketball and hockey.
- Extreme Sports – Base jumping, paragliding, rock climbing and mountaineering.
- Water Sports – Scuba diving, surfing, windsurfing and rowing.
- Motorsports – Motocross, off-road biking and rally driving.
These are just some of the examples of disciplines you can use these policies for. As you can see, sports insurance is there to cover what many similar insurance policies won’t.
Private health insurance as a sports club
How much of your time do you spend on managing recovery costs at your sports club?
Private health insurance for sports clubs can’t prevent injuries, but it can help manage the fallout, ensuring athletes are back in training and ready to play as soon as possible. So, what can you expect from your sports insurance policy?
- Players are back to their best as soon as possible.
- Control over your medical costs.
- Give athletes not only physical support, but mental health support.
Additionally, Dragonfly Crowd offers independent personal advice for clubs to ensure they consistently get the best medical treatment through comprehensive policies tailored to their needs.
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Private health insurance as a semi-professional athlete
Semi-professional athletes may have private medical policies already, but one thing you might not realise is that ordinary policies often don’t cover non-amateurs. Taking out private health insurance ensures you’re properly covered, whatever happens.
Holding a policy through Dragonfly Crowd gives you rapid access to the Bupa network, which has more than 25,000 UK specialists who are ready for anything. You’ll get to skip NHS queues and see the leading specialists quickly after your injury.
Even better, these policies are portable. Unlike the policies of the past, you don’t lose access to medical care if you move clubs during your recovery. Dragonfly Crowd also offers unbiased, bespoke advice if there’s anything you’re unsure about.
If you’d like to learn more about what private health insurance for athletes can do for your career, get in touch with a Dragonfly Crowd expert now.
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Simply provide us with your information, and we'll promptly get in touch (typically within 24 hours on weekdays) to discuss your health insurance requirements. Afterward, we'll follow up with your complimentary quote (usually within a week).