Costs of Running a Grassroots Football Team

Football is by far the UK’s dominant sport. Away from the glitz and glamour of the Premier League, though, is the engine that drives sport across the country: grassroots football.

Approximately 15.7 million people play football in England alone. Operating a grassroots football team comes with its own costs, though, regardless of where you sit on the football pyramid.

Estimating the costs of running one of these teams and accurately budgeting is a primary part of what it takes to keep your team running season after season; but, what are the real costs of running a local football team today?

Why running a grassroots football team is more expensive than you realise

Many people believe that all you need is a green space to run a grassroots football team, but it can cost well in excess of £10,000 annually to keep one going. Today, there are over 126,000 registered teams across the country, and each faces its own financial challenges.


Despite much of the labour being driven by volunteers generously giving up their time, costs arise from:

Facility Hire – Pitch rental is the largest expense. Council-owned pitches in good weather are the cheapest option, but many clubs opt for 3G and artificial surfaces for added quality and reliability, especially during the winter months.

Match Officials – Every home game incurs the costs of a referee. Beyond the flat fee, there are also travel expenses to consider. This applies even if you only employ a referee without assistants.

Equipment – Standard team kits, cones, bibs, footballs and other training aids must be purchased and constantly replaced as natural wear and tear kicks in.

Club Affiliation – Registered teams must be affiliated with their local governing body, such as your county’s FA. Additional costs can also apply if you are paying league entry fees.

Unexpected Costs – Insurance, DBS checks, tournament entries, presentations, first aid supplies and end-of-season trophies are just some of the hidden costs that a grassroots team have to contend with.


The truth is that many grassroots clubs don’t just opt for the cheapest options available. They want to enhance the experience for players and staff, as well as the public who come out to support them in all weathers.

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Common expenses when running a small football team

Small football teams pay many of the same costs as fully professional clubs, only with much smaller budgets and a reliance on the goodwill of the volunteers who make everything happen. Today, it’s estimated that the grassroots game generates over £15.9 billion in England alone, but every club incurs everyday costs, including:

  • Training grounds
  • Match-day venues
  • Referee fees
  • Pitch setup
  • Footballs
  • Cones
  • Bibs
  • Goalposts
  • Training/match-day kits
  • Club registration
  • Tournament entry fees
  • League entry fees
  • Administrative costs

All of these costs assume that a grassroots team has no full-time or part-time employees.

Additionally, it’s vital to mention the insurance costs, as these often form a large part of a club’s budget. Safeguarding your players and staff is vital even at the grassroots level. Additionally, Dragonfly Crowd supports players by acting as their insurance intermediary to simplify the process of sourcing high-quality coverage.


Robust insurance is essential (and often mandatory).
Protecting players, staff and the future of your club is non-negotiable. That’s why guiding players towards private sports health insurance is increasingly becoming a feature of grassroots clubs, enabling rapid access to diagnostics, treatment and rehabilitation for players and staff.

Through our partners at Bupa, we help players secure access to over 25,000 specialist medical providers. Whilst not mandatory, it’s a critical part of enhancing the grassroots football experience. Proper protection against injury and illness, both on and off the pitch, shows your commitment to player welfare.

Why sports health and protection insurance should be a key consideration for your club

Specialised sports health and protection insurance ensures the future of your club and provides a higher level of player/staff welfare.

So, why should your players consider this type of coverage?

Rapid Diagnostics – Access to private medical care ensures players can be diagnosed quickly, without delay. Quicker access to treatment paths means an accelerated recovery timeline.

High Quality Medical Access – Dragonfly Crowd supports athletes in sourcing private medical coverage that suits their needs. Policy options don’t just cover inpatient and outpatient treatment for a variety of injuries but also rehabilitation and other levels of support.

Predictable Costs – Dedicated insurance policies mitigate those unexpected out-of-pocket costs that can strain already constrained grassroots budgets. With an insurance policy, you know exactly what you’ll pay each month, providing certainty to your administration.

Increased Player Morale – Show players how much your club is committed to their welfare. Even amateur players want to know that they are being taken care of whether on the training ground or on match day.

Peace of Mind – Standard private medical insurance policies often have specific exclusions for sports, especially contact sports like football. Dedicated sports health insurance is tailored for these environments, giving players peace of mind that claims won’t be instantly rejected.


It’s also worth mentioning that football associations and councils alike are regularly reviewing their mandatory insurance requirements. Going above and beyond the call of duty isn’t just a box-ticking exercise but a commitment to providing the best possible grassroots football experience.


If you’d like to learn more about the coverage options available to clubs like yours, contact Dragonfly Crowd and speak to a healthcare intermediary today.secure the most appropriate life insurance for your circumstances, give us a call on 01204 866902.

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